Useful links

MoneyAdviceService: this website provides free, clear, unbiased advice to help you manage your money. Find information on bank accounts, mortgages, credit cards...

National Debtline: provides free, confidential and independent advice on how to deal with debt problems. There is a free phone line for direct advice: 0808 808 4000.

Breathing Space: open up when you're feeling low. Their free phone line number is 0800 83 85 87.

Consumer Direct: offers information and advice on consumer issues such as problems with goods and services, energy and post. Call on 08454 04 05 06, from Monday to Friday 9.00am till 5.00pm.